Car Hunter: cars under £200 a month that'll be peanuts to insure
Perhaps more importantly though, the EV falls into insurance group 15 – that’s the same rating as the most basic pure-petrol model and significantly lower than the hybrid version, which lands in group 24.
This Citroen e-C3 Aircross in Max trim also comes with the upgraded 54kWh battery that offers up to 248 miles of range, and on the right energy tariff should cost less than £5 to fully recharge. Plus, being electric means it has fewer moving parts and doesn’t have to be serviced as frequently.
Advertisement - Article continues belowThe use of fabrics helps to break up the black plastic in the cabin, plus there’s ambient lighting and a head-up display-style instrument panel, so it doesn’t feel cheap or boring inside.
Admittedly, if you don’t already have a charging point installed at your house for your son to use, an EV might not be an ideal choice in this case.
Pros
Cons
Fantastically fun to drive
But can also return more than 50mpg
Doesn’t look or feel dated
No longer covered by manufacturer warranty
Doesn’t have all the latest safety tech
Not the roomiest small car around
Used curveball
Price: £8,000
We know you’re looking for something new, but if keeping insurance costs low is the priority then a used car may be a better option, because they’re generally cheaper to get cover for. Plus, over the course of the three-year lease deals we found you’re going to be spending around £8,000, and that amount of money gives you lots of choice on the second-hand market.
For instance, right now there’s a race-red Ford Fiesta in ST-Line trim with fewer than 22,000 miles on the clock available through the Auto Express Buy A Car service for £7,970.
Britain’s beloved and best-selling supermini is famed for being fun to drive, having a great selection of engines and being cheap to run. This particular example features a 99bhp 1.0-litre EcoBoost petrol engine that can return up to 50.4mpg, and attracts an insurance rating of 10 – the lowest of the four cars featured here.
It might be from 2019, but this Fiesta still has many of the features a younger driver might want, including an 8.0-inch touchscreen with Apple CarPlay and Android Auto connectivity, lane-keep assist and keyless start. Being an ST-Line model means it also gets a body kit, sports-tuned suspension and sports seats up front.
Did you know you can sell your car through Auto Express? We’ll help you get a great price and find a great deal on a new car, too.
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