Three companies scale the new Bitcoin financial system
Since its release in 2009, Bitcoin has transformed from a peer-to-peer electronic cash system into a major digital store of value. As more people embrace its decentralized nature and limited supply, a new group of companies is building the professional infrastructure needed for the asset to mature. These firms focus on everything from secure custody to programmable applications, moving the ecosystem away from short-term trading toward long-term financial utility. Related: Cathie Wood sends blunt message on 1971 gold standard reset Here are three companies leading this shift: Swan Bitcoin is a financial services platform dedicated specifically to long-term Bitcoin accumulation. The firm offers specialized tools like the "Swan IRA" and "Swan Vault" to help clients hold the asset directly. Cofounder and VP of Marketing Brady Swenson emphasizes that Swan provides "actual Bitcoin" rather than paper or ETF exposure. This model gives investors full control over their assets without relying on third-party intermediaries. To support different financial goals, the company pairs clients with experts to build unique plans rather than using a standard approach. River Financial operates as a Bitcoin-focused brokerage and wallet provider. The platform is known for offering zero-fee recurring purchases to help investors build their holdings over time. Security is a primary focus for the firm. CEO Alex Leishman notes that River utilizes "Proof of Reserves" to show it holds 100% of client deposits instead of lending them out. Additionally, River has made Bitcoin more accessible through a feature that allows users to earn yield on their dollars paid out in Bitcoin. Leishman explains the goal is to provide a stable investment environment rather than a short-term trading or gambling platform. While some firms focus on storage, Botanix Labs is building the foundation for programmable finance. The company has developed a Bitcoin Layer-2 network that allows for smart contracts and automated applications while using Bitcoin as the underlying asset. Margaret Hyde, Head of Communications at Botanix, explains that this infrastructure removes "human discretion" and the need for centralized intermediaries. The platform allows users to deposit native Bitcoin directly, preserving its security model. Furthermore, 50% of the network’s gas fees are redistributed back to Bitcoin stakers, providing a way for participants to earn yield from network activity without leaving the Bitcoin ecosystem. The evolution of Bitcoin since 2009 has been significant. As infrastructure players like Swan, River, and Botanix continue to build, the asset is becoming easier to secure, accumulate, and use within the global financial system. Related: Veteran financier urges 20% crypto allocation as Bitcoin holds near $71K This story was originally published by TheStreet on Mar 18, 2026, where it first appeared in the Bitcoin section. Add TheStreet as a Preferred Source by clicking here.
