Building resilient tech for AML success
Resilience has become a defining requirement for financial institutions operating in an increasingly digitised environment.Napier AI, an AI-powered financial crime compliance solutions developer, recently delved into the importance of technology resilience for real-time compliance. While cloud providers and third-party vendors allow firms to scale quickly, they also introduce new risks that CIOs and compliance teams must manage. The World Economic Forum’s Global Risks Report 2024 highlights resilience as a core organisational priority for the next decade, and the EU’s Digital Operational Resilience Act (DORA) reinforces this by requiring firms to demonstrate resilience across their entire digital supply chain.For regulated organisations, resilience is no longer about surviving disruption but gaining a competitive edge. Institutions that understand their dependencies and respond rapidly to emerging threats are better positioned to innovate and grow.Across the sector, firms are moving from batch processing to real-time operations powered by APIs. Instant payments, digital onboarding and 24/7 services have become standard, increasing the pressure on compliance teams. While many organisations are unifying cyber, fraud and financial crime risk strategies, AML functions often remain constrained by legacy systems and strict explainability requirements. This slows response times, increases operational costs and exposes firms to unnecessary risk. As highlighted in the Napier AI / AML Index 2025-2026, compliance should be viewed not as a cost centre but as a driver of resilience and scalability.Regulators are now expecting real-time risk management, meaning compliance systems must be as fast and interconnected as the financial infrastructure they protect.For financial institutions handling complex, multi-cloud environments and growing cyber risks, resilience must be engineered directly into compliance technology. This includes secure, scalable architecture capable of maintaining performance during spikes in transactions or regulatory changes.Napier AI supports this with cloud-native infrastructure, sub-100ms API performance and early threat detection through real-time data ingestion. Its API-first approach ensures continuity even if other systems fail, while its modular microservices allow updates without downtime. With screening capacity of up to 100 million checks in six hours and automated load balancing, institutions can recover quickly and maintain operational integrity during stress events.A resilient compliance operation must also evolve continuously. Napier AI’s low-code configuration, real-time model tuning and safe testing sandbox help institutions adapt to new typologies without disrupting live systems.For more insights, read the full story here.Read the daily FinTech newsCopyright © 2025 FinTech Global InvestorsThe following investor(s) were tagged in this article.
