How to compare Insurance Plans in India?

To compare insurance plans in India, whether for health or bike insurance, start by assessing the coverage each plan offers, including hospitalization for health insurance and damage/theft for bike insurance. Consider premium costs and ensure they fit your budget. Check the insurer’s claim settlement ratio and process efficiency. Look for additional benefits like cashless treatment in health insurance and roadside assistance in bike insurance. Compare exclusions, deductibles, and renewal benefits. Customer reviews and expert recommendations can provide insights into the insurer's reliability. By evaluating these factors, you can choose a plan that offers the best protection and value.